Invest - Finance Strategies

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Invest your IRA in Real Estate in Charlotte, NCCash

  • If you are able to leverage a cash offer it will generally afford you a lot of obvious benefits, including a better sales price, lower closing costs and optimal cash flow.

Mortgage

  • This will generally require a 20-40% down payment.  We can help facilitate your needs with the most suitable mortgage lender.

IRA

  • Roth and SEP IRA's are eligible.
  • You will need to appoint an IRA custodian who will purchase the property on your behalf.
  • You can conjoin your IRA funds with specialized financing.
  • The purchase must be an arms length transaction and may not include parents, spouse or children; but it may include siblings and other family.
  • All expenses related to the property must come from the IRA.  Similarly all profits will be directed back to the IRA.  Think of it as truly diversifying your retirement account.

1031 Exchange

  • This is a process that allows you to defer the capital gains tax on the sale of one investment property to the purchase of another investment property.  It is a very popular and useful investment strategy.
  • You must use all of the net proceeds from the sale of your initial investment property on the purchase of your next investment property.
  • Once you sell your initial investment property you have 45 days to identify your next acquisition and 180 days to purchase.
The next best step is for you to give us some information:

BEFORE FILLING OUT THIS FORM PLEASE READ ABOUT WORKING WITH REAL ESTATE AGENTS AND

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